For an overview of which Index Fund to choose start here.  This article is to help you decide whether to invest in the Vanguard Developed World Ex. UK Fund or the Vanguard FTSE Global All-Cap Index Fund and what the differences are!

​We are going to break down the differences between the two funds and, given that nearly all of our money in invested in the Developed world fund, whether we are going to change that going forwards. 

I use supply and demand theory in my business to this day ​but no one taught me about personal finance. I learnt through books, courses that I paid to go on and through trial and error; the good old fashioned way.  I have paid a high price for the skills I have developed and I think it is time I gave it all away for free...…...

I have been doing that with entrepreneurship for the last decade now. Giving away the course I wish I had when I was launching my business.  Katie and I have decided to do this for personal finance next. 

If you finances weren't in a good state when Covid hit this situation probably did nothing to help.    So many business and families lost their income overnight and they weren't prepared for it!

The people that benefit the most from the opportunities arising from Covid19 are the ones that are in the best financial position.  

​Now is the time to take control of your finances and set yourself up for the future

So here are all your questions about the 4% rule, early retirement and financial independence answered!  Let's jump straight into "How much does it take to retire? The Q&A" with Alan...…..

This is a warning against unscrupulous companies that are going to try and take advantage of you during this time.  They are going to do it under the guise of helping you through the situation but in reality they are going to leave you far worse off in the long run than if they didn't help at all!

Update 25/08/2020: This  was written just as lock down was starting in March 2020 and this is still going on now and always will do.  Car dealerships make more money on the financing and insurance than they do the car itself.  Online catalogue companies offer you "anything you want" buy now, pay later at 39.9% APR. Companies that lend money make more, when you pay slower!  The debt warning isn't just for the height of a pandemic it is something you need to be wary of always! 

Yes.  You really can!  It has even ended up in the top 10 best finance movies of the decade!!!  I went to the London Premier and then saw it in Los Angeles a month later and was lucky enough to meet Scott and Taylor the stars and executive producer of the doc in Portugal this year at Chautauqua. 
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Read on for the full review of the documentary...…….

The movement in the UK is a lot smaller.  It has taken more time to catch on but it is growing fast.  Is it possible to be Financially Independent (FI) in the UK? Are there any good blogs about Financial Independence from a UK perspective? Is there a community? Read on to find out more about Financial Independence in the UK

Income from passive sources is greater than expenditure; equals financial independence.  Sounds simple?  There are some nuances!

You have saved up some money and you are wondering what to do with it.  Where do you start? My plan for this article is to break down some different types of investment and then lay out Katie and my strategy so you can see what we do.  This is NOT investment advice rather it is an article exploring options and sharing our approach. 

This article was first published 4th February 2019.  Updated 8th September 2020

This post is about lifestyle inflation, conscious spending and buying the future you really want!

As part of the Take Control of your Finances (TCF) course I have updated this article on 11th August 2020.  Enjoy.  Get conscious with your spending!