A few weeks ago I wrote a post "How much does it take to retire?".  This particular post sparked a lot of questions and comments that need addressing! 

Everyone has an opinion on money and finances.  I always find it fascinating that the people with the least money and investments give the strongest advice on this subject. 

There is so much mis-information and bad advice out there I wanted to give you my perspective!  And it is only my perspective! Read with a pinch of salt!

My name is Alan, I am 40 years old and I never have to work again if I don't want to. The question is how do I know I can retire?  How do I know I never have to work again?  How do you know when enough money is enough money?  Do you have a target for how much you are working to save for retirement? Do you have a goal? A figure? Are you just working for the sake of working??? 

As an experiment ask some of your friends how much they think they need to retire.  There will be wide and varied answers!