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This is a warning against unscrupulous companies that are going to try and take advantage of you during this time. They are going to do it under the guise of helping you through the pandemic but in reality they are going to leave you far worse off in the long run than if they didn't help at all!
A year after I wrote this last paragraph I have now begun to realise that it is not just in moments of crisis that they will try and take advantage of you. They are out their right now taking advantage of people; it just feels more shocking at the height of a pandemic. There are teams of people currently working out the best way to get you to take on more debt.
Update 25/08/2020: This was written just as lock down was starting on the 25th of March 2020 and this is still going on now and always will do. Car dealerships make more money on the financing and insurance than they do the car itself. Online catalogue companies offer you "anything you want" buy now, pay later at 39.9% APR. Companies that lend money make more, when you pay slower! The debt warning isn't just for the height of a pandemic it is something you need to be wary of always!
Update 18/05/2021: They are still after you. Nothing has changed. In fact they are getting smarter at putting you into debt. This warning is needed now more than ever. I get the feeling when I review this article in a year's time I will be writing that it is even more needed then.
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What do you spend your money on?
This post is about lifestyle inflation, conscious spending and buying the future you really want! We all earn money and then make decisions on what we spend that on. My desire is to help you become conscious of your spending and make conscious decisions on future spending.
If you do this you will either get comfortable with your current spending or change it to buy more happiness. After all isn't happiness the goal?