10 or 12 years ago I started to do annual goal setting and reflection and have slowly developed my list of questions and process over that period.  I have run it with everyone on the Rebel team and shared with friends to great impact but not published it yet!  This is what I want to give to you for Christmas this year.  This is my Christmas present to you...............

My goal for 2022 is to write a book and I wondered if you would help me with a little mini-experiment to start with?

Almost every blog talks about cutting out streaming services, reducing expenditure and not going out to eat.   I have a slightly different take on it.  

​There is almost an air of resignation when I ask people about how much money they make.  It is as if they earn what they earn and that is it.  Well I am here to tell you that there maybe a floor to how much you can reduce expenditure but the is NO ceiling to the amount of money you can make!  You want to pull a lever that is going to supercharge your finances and your path to financial independence?  This is the one!

I use supply and demand theory in my business to this day ​but no one taught me about personal finance. I learnt through books, courses that I paid to go on and through trial and error; the good old fashioned way.  I have paid a high price for the skills I have developed and I think it is time I gave it all away for free...…...

I have been doing that with entrepreneurship for the last decade now. Giving away the course I wish I had when I was launching my business.  Katie and I have decided to do this for personal finance next. 

We came here for Katie to learn Jazz piano, to go to the bars and listen to jazz and soak up the food and culture.  3 or 4 days after we arrived here, the state shut down all restaurants, bars, clubs, events, gyms etc. and the city went on lock-down. 

We now have many hours on our hands and I am wondering what to do with them!  What am I going to build?  What am I going to learn?  What am I going to create?

I don't see the rate of change slowing down, I can't foresee the next black swan event and I have given up trying to predict what is going to happen next.  What I am working on is how I react and I want to share some thoughts that I think will give you comfort and inspiration in these dark and changing times...…...

The last decade has just finished and the question I have started to think about is:  "What are you going to build over the next 10 years?"

I have loved watching these movies and it has left me with a dream of being involved, writing or creating something.  If you've got a dream shouldn't you pursue it?  Why don't more people follow their dreams?