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  • Home
    • About Alan
    • About Katie
  • Extraordinary
  • Start Here
  • Podcast
    • Podcast Season 1
    • Podcast Season 2
    • Coaching Series: Christina
    • Coaching Series: Jaymie
    • Coaching Series: Andrew
    • Coaching Series: Keith
    • Stats and Feedback
  • Rebel Finance School
    • FIRE
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    • Fees
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    • Deciphering a Fund Fact Sheet
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    • VTSAX
    • Debt Petition
    • Financial Independence YouTube Series 1
    • Disclaimer
  • Blogs
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    • FAQ
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  • The Extraordinary
    • Introduction
    • Chapter 1 Extraordinary
    • Chapter 2 We are where we are!
    • Chapter 3: If you want different results do different things
DONEGANS
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    • About Alan
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  • Extraordinary
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  • Rebel Finance School
    • FIRE
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    • Retirement calculator
    • Fees
    • RFS Financial Forecasting
    • Deciphering a Fund Fact Sheet
    • Return on Equity Calculator
    • VTSAX
    • Debt Petition
    • Financial Independence YouTube Series 1
    • Disclaimer
  • Blogs
  • Contact
    • FAQ
    • Press
  • The Extraordinary
    • Introduction
    • Chapter 1 Extraordinary
    • Chapter 2 We are where we are!
    • Chapter 3: If you want different results do different things

Blog

Welcome to the Donegans' blog.  Start reading for help investing, financial independence, life style design and many mini-experiments!
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A Colombian Adventure

14/7/2021

 
On a grey afternoon in Bogota, Colombia, Katie and I are sat in the meeting room in our apartment building.  Around the table is the Security Supervisor, the Building Administrator and the interior designer for the building.  The most random array of people.  

The building administrator has called us all together because she has news about Katie's stolen phone.  It was stolen 7 days earlier from right beside Katie.  We are sat making small talk as we dial Dani from the Rebel team in Colombia to help us translate and make sure we don't miss anything.  
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Our studio apartment in the north of Bogota, Colombia
I am wondering how the heck we got here.  Will we get the phone back?  Has it already been sold on the black market?  What will happen to the person I know stole it?  Is the building administrator in on the whole theft?  What is going to happen next?

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The system is out to get you....

4/7/2021

 
Do I sound paranoid? Or do you actually think the system is out to get you?

Is the financial system set up against you (the individual, the consumer) to make sure you don't come out on top?

Of course businesses are out to make a profit, that makes complete sense but how driven to make a profit are they at the expense of your personal financial well being?

​Is the system really designed to get you?
Alan Donegan buying breakfast in Bogota
Alan paying for breakfast at Brot in Bogota Colombia and working out how many instalments he wants to split it over
For years I have felt as though companies are working against me. They try and sell me insurances I don't need, give me credit when I can afford to buy it without it and try every trick under the sun to squeeze a few more £££s out of me at every single turn. 

But who can blame them?  They are just trying to turn a profit aren't they?  Or are there teams of the smartest people in the world working for multinational companies scheming how to increase profits, make products addictive and get more money out of you?

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